Loan conditions

About our loans, disbursement and reimbursement


Direct loans

Financing may vary according to the project.

  • Pre-startup loan: $1 000 maximum
  • Startup loan: $5 000 maximum. This amount may be disbursed in instalments. Certain conditions apply
  • Solidarity contributions: 10% per year
  • Reimbursement period: 12-36 months
  • No penalty applied for early repayment
  • Regular follow-ups by Les Cercles d’emprunt de l’île


How to submit a loan request?

  1. Must have completed training with Les Cercles d’emprunt de l’île
  2. Must have completed the business plan
  3. Must have completed the Loan application Form

Co-financing with other financial partners is also accepted.


Ready to sign up? Visit the “I want to sign up!” section for more details.