Laurie McQueen, Vigilant Global

Volunteer since 2011

Working for ACEM as a volunteer is a privilege and an honour. The people who make up the regular staff at ACEM remind me constantly that the world is full of good people who want to make a difference.

Kun Zung Gao, China

Computer technician (recognition completed)

ACEM is a place where I found help when I needed it. It provided me with advice based on my situation and needs. I hope that ACEM can help-out more people like me.

La Troisième Avenue

Executive Director

Without ACEM, we would have cut jobs and stopped all activities. We are very satisfied of the speed of work with which ACEM answered our needs as well as other community organizations.

René Izaguirre, Honduras

Engineer, Recognition in process

The first thing I want to say is than you so much! ACEM's Objective Recognition Team knows our names and understands our needs, our worries and the differents steps that we have to go through as new immigrants.

Comptoir Urbain & Espace Végane

Loren Dafniostis

What ACEM did for me hepled to save my company. The services I received were well adapted to my reality as an entrepreneur. I know that I can always count on the team for useful advice. ACEM's work is essential!

Yurany Velez, Colombie


My gratitude for helping me with the beginning of my credential recognition process.

Angel Perez, Venezuela


Quebec invests in immigrants and we would like to stay here and contribute to Quebec.


Sarah Bonafos

ACEM is not just a loan fund, it's also a beautiful team that helped me beyond the financial support. The coaching and support I received were as important as the financing itself.

Aliments Délifrais

Nelida Carranza & Jorge Mondragon

ACEM's team was really attentive to our needs. In addition to the training with the Cercles d'emprunt de l'île, the financing was a big help to get our project on the right track.

Nathaly Diaz, Peru

Dentist recognized by the Ordre des dentistes du Québec

This organization believed in me and my ability to succeed in Québec. ACEM helped me to contibute even more to this society.

Srinivasulu Madduri, India

Trained as a doctor of medicine, accredited in Clinical Research

I was amazed to learn that ACEM helps new immigrants to overcome the initial obstacles while trying to establish in Canada. I wanted to upgrade my skills by doing a Graduate Diploma in Clinical Research at McGill University. ACEM helped me provide the financial support in the form of a loan with a minimal prime rate which was extremely handy.

N.M, Iran


Immigrants come to this country in the hope of a better life in terms of job and salary. Their resources are limited and getting a job and taking professional exams is hard. The role of ACEM’s microcredit has helped me greatly.

Torréfiction Café-Resto

Pierre-Olivier Masse

ACEM's financial support helped my company to minize the impact of seasonality of sales in the industry.

Marie Olafsdottir, Futurpreneur Canada

Volunteer since 2014

I am delighted to be able to give a hand to new entrepreneurs and to help them to give life to their projects!

Le goût du palais chez Mimi

Marie-Émilie Sambou

ACEM gave me the strenght to go forward with my business project. ACEM isn't like a bank. You also receive coaching and that makes the process interesting. It's different. The staff is there to help you.


Welcome to ACEM's Website

Discover how community credit can help you! Leading player in microfinance in Montreal, ACEM (Montreal Community Loan Fund) provides financing and technical support for people with low income to help them reach their full potential as an entrepreneur or as a professional.


Have a great visit!