Erudite Science

Patrick Poirier

ACEM's loan kept my company alive for a little while. The financing had a leverage effect by helping me getting other sources of funding.

Carmen Ayllon, Fabrication de bijoux

Carmen Ayllon

I had a business idea but I didn't know how to make it possible. Thanks to the Cercles d'emprunt de l'île for the personalized support and the financing to help me buy my first inventory.

Nathalie R.

Investor since 2014

It's not easy to find an organization which offers the opportunity to invest their savings as well as having human beings as a top priority. ACEM does that splendidly and I am lucky to live close by to measure the advantages for the community.

Laurie McQueen, Vigilant Global

Volunteer since 2011

Working for ACEM as a volunteer is a privilege and an honour. The people who make up the regular staff at ACEM remind me constantly that the world is full of good people who want to make a difference.

René Izaguirre, Honduras

Engineer, Recognition in process

The first thing I want to say is than you so much! ACEM's Objective Recognition Team knows our names and understands our needs, our worries and the differents steps that we have to go through as new immigrants.

Fraiçois Aitsalem (A.K.A Harmony)

Investor since 2007

I was looking to invest in a microcredit organization that is helping other people. ACEM is a responsible organization that helps future entrepreneurs by making their business projects a reality!

Comptoir Urbain & Espace Végane

Loren Dafniostis

What ACEM did for me hepled to save my company. The services I received were well adapted to my reality as an entrepreneur. I know that I can always count on the team for useful advice. ACEM's work is essential!

Maryam Nikoopour, Iran

Webmaster (recognition completed)

It was only two months after moving to Montréal, when I decided to study at McGill. This big achievement wouldn't have been possible without ACEM’s financial support. The group is professional and the smooth workflow enables you to meet the deadlines without any delay.

Le goût du palais chez Mimi

Marie-Émilie Sambou

ACEM gave me the strenght to go forward with my business project. ACEM isn't like a bank. You also receive coaching and that makes the process interesting. It's different. The staff is there to help you.

Aliments Délifrais

Nelida Carranza & Jorge Mondragon

ACEM's team was really attentive to our needs. In addition to the training with the Cercles d'emprunt de l'île, the financing was a big help to get our project on the right track.

Brenda Plant

Investor since 1998

The contibution of all investors, combined with the work of ACEM's staff and trained volunteers, is a local risk-free investment. It is an exceptional opportunity for those interested in socially responsible investing.

COCOTTeMÉDIA

Sarah Bonafos

ACEM is not just a loan fund, it's also a beautiful team that helped me beyond the financial support. The coaching and support I received were as important as the financing itself.

F.F, Syria

Architect

“As a recent immigrant to Quebec from Syria, I faced many challenges looking for a job. I needed to have my architecture degree certified and the expenses were high. “La Maisonnée” referred me to ACEM since they have a program called "Foreign Credential Recognition Loans". I was able to start the process of my certificate and later on find a job!

Virginia Stikeman

Investor and volunteer since 2007

I feel that the funds I invest can give people a chance to be creative, to learn new business skills, help create jobs, and just spread the money around! ACEM also works to enable accreditation of skills for people coming from outside of Canada, a project I particularly support.

La Troisième Avenue

Executive Director

Without ACEM, we would have cut jobs and stopped all activities. We are very satisfied of the speed of work with which ACEM answered our needs as well as other community organizations.

Testimonials

Welcome to ACEM's Website

Discover how community credit can help you! ACEM provides financing and technical support for people with low income to help them reach their full potential as an entrepreneur or as a professional.

 

Have a great visit!