Interview: Nathaly Diaz, Peru

Dentist recognized by the Ordre des dentistes du Québec

ACEM beleived in me and mey capacity to succeed. ACEM helped me to become a better individual, someone who can contribute to society.

Yurany Velez, Colombia


My gratitude for helping me with the beginning of my credential recognition process.

Les Délices Sirar

Sirar Charba

ACEM's financing was a big help with regards to the working capital of my company. Thank you!

Diana Gibbs

Investor since 2003

The human being is at the heart of the intervention of ACEM, and the organization offers attention and support to maximize their chances of success. This is an important way to fight poverty in Montreal. That's why I chose to support the work ACEM by becoming an investor.

Gym Social (Coop. CEPA)

Rafael Murillo

ACEM's approach was professional, well structured and welcoming. They are attentive to the needs of the Community.

Coaching Con ro

Rocio Munoz

I liked the workshops! In addition to acquiring skills to write my business plan and the tools to develop my projetc, I have met new people with whom I have established friendships.

Fritz-Bruno Labbée

Fritz-Bruno Labbée

I want to write my business plan to know how to start a business and to learn how to manage it. I want to become my own boss.

Alexandre Meza, Brazil

Architect recognized by the Canadian Architectural Certification Board

I had arrived at the end of my financial resources. ACEM's loan for my credential recognition allowed me to pursue my journey

Nathalie R.

Investor since 2014

It's not easy to find an organization which offers the opportunity to invest their savings as well as having human beings as a top priority. ACEM does that splendidly and I am lucky to live close by to measure the advantages for the community.

Interview: Cocottemédia

Sarah Bonafos

ACEM's work isn't just to give loans, it's also a great team totally dedicated to the entrepreneurs they financed.

Le goût du palais chez Mimi

Marie-Émilie Sambou

ACEM gave me the strenght to go forward with my business project. ACEM isn't like a bank. You also receive coaching and that makes the process interesting. It's different. The staff is there to help you.

Interview: Crêpes mobiles Kebreiz

Evane Cusson-Calves

In addition to their financial help that allowed me to participate in a big event, I appreciated their constant presence through out the process. A really great team!

Virginia Stikeman

Investor and volunteer since 2007

I feel that the funds I invest can give people a chance to be creative, to learn new business skills, help create jobs, and just spread the money around! ACEM also works to enable accreditation of skills for people coming from outside of Canada, a project I particularly support.

SOS Toilettage Free-Mousse

Véronique Poitevin

I want to thank ACEM (Montreal Community Loan Fund) for the incredible support and advice I received.

Interview: Erudite Science

Patrick Poirier

ACEM's loan allowed Erudite Science to stay alive! This finacial help has had a leverage effect in order to attract new financing sources.


Welcome to ACEM's Website

Discover how community credit can help you! Leading player in microfinance / microcredit in Montreal, ACEM (Montreal Community Loan Fund) provides financing and technical support for people with low income to help them reach their full potential as an entrepreneur or as a professional.


Have a great visit!