Écotechnique Désinfection

Justiniano Vasquez

After living on social wellfare for ten years, I found ACEM and they helped with my self-employed project. With their loan, I started my Eco-products disinfection company. Thank you!

COCOTTeMÉDIA

Sarah Bonafos

ACEM is not just a loan fund, it's also a beautiful team that helped me beyond the financial support. The coaching and support I received were as important as the financing itself.

Interview: Erudite Science

Patrick Poirier

ACEM's loan allowed Erudite Science to stay alive! This finacial help has had a leverage effect in order to attract new financing sources.

Interview: René Izaguirre, Honduras

Engineer, Recognition in process

The first thing I want to say is than you so much! ACEM's Objective Recognition Team knows our names and understands our needs, our worries and the differents steps that we have to go through as new immigrants.

Interview: Nathaly Diaz, Peru

Dentist recognized by the Ordre des dentistes du Québec

ACEM beleived in me and mey capacity to succeed. ACEM helped me to become a better individual, someone who can contribute to society.

German Godoy Cardenas, Colombia

Engineer recognized by the Ordre des ingénieurs du Québec

Since completing my professional recognition and obtaining a new job, I had a 180 degrees life change. A big THANK YOU to the team for your help just when I was in need of financial and moral support.

La Troisième Avenue

Executive Director

Without ACEM, we would have cut jobs and stopped all activities. We are very satisfied of the speed of work with which ACEM answered our needs as well as other community organizations.

Malek El Rahabi, Algeria

Engineer recognized by the Ordre des ingénieurs du Québec

I'll never forget ACEM's professionalism: a warm welcome, the quality of information about the services and the ability of the loan committee members to listen during the interview.

Interview: Cocottemédia

Sarah Bonafos

ACEM's work isn't just to give loans, it's also a great team totally dedicated to the entrepreneurs they financed.

Le Palais du beurre de Karité

Mariam Simbré

Starting a business isn't always easy. Le Palais du Beurre de Karité was created with the help of ACEM's financing. Thank you so much!

Nathalie R.

Investor since 2014

It's not easy to find an organization which offers the opportunity to invest their savings as well as having human beings as a top priority. ACEM does that splendidly and I am lucky to live close by to measure the advantages for the community.

Carmen Ayllon, Fabrication de bijoux

Carmen Ayllon

I had a business idea but I didn't know how to make it possible. Thanks to the Cercles d'emprunt de l'île for the personalized support and the financing to help me buy my first inventory.

Angel Perez, Venezuela

Engineer

Quebec invests in immigrants and we would like to stay here and contribute to Quebec.

Pinatize.me

Diego Rivera Kohn

The training provided by Les Cercles d'emprunt de l'île allowed us to put our ideas both on paper and in action. We tested our market for our eco-friendly piñatas; eco-toys for all ages.

N.M, Iran

Nurse

Immigrants come to this country in the hope of a better life in terms of job and salary. Their resources are limited and getting a job and taking professional exams is hard. The role of ACEM’s microcredit has helped me greatly.

Testimonials

Welcome to ACEM's Website

Discover how community credit can help you! Leading player in microfinance / microcredit in Montreal, ACEM (Montreal Community Loan Fund) provides financing and technical support for people with low income to help them reach their full potential as an entrepreneur or as a professional.

 

Have a great visit!